I still have a mortgage payment, can I qualify for the program?

Yes, but your mortgage payment needs to be current and up to date. You need to have some equity in your home. Your mortgage loan balance cannot be more than 80% of the property's appraised value for rehabilitation or 70% of the property's appraised value for reconstruction.

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1. What type of repairs are eligible?
2. What type of repairs are not eligible?
3. Will the repairs need to be paid back?
4. How do I apply?
5. What happens after I apply?
6. What are other provisions?
7. Do I need good credit?
8. I still have a mortgage payment, can I qualify for the program?
9. What are the steps to receive assistance?
10. What kind of help should I receive if my application is approved?
11. Does the assistance need to be paid back?
12. Will a lien be placed against my property?
13. What do I need to do after the project is completed?